When we talk about traveling, whether it’s enjoying a relaxing vacation, embarking on a backpacking adventure, or filming a documentary as a filmmaker, there’s one thing that should always be in your suitcase: the best travel insurance. Out of all the options I’ve tried, IATI Travel Insurance is, in my opinion, the best travel insurance in the world.
For over three years, I’ve trusted IATI for all my trips, from the wild landscapes of Iceland to the mountains of Peru and the depths of the Amazon. No matter the purpose of the journey, IATI has always been my most trusted travel companion, giving me peace of mind wherever I go.
If you’re planning your next trip and want everything well organized, don’t miss my downloadable maps and travel guides. From secret locations and points of interest to practical tips, they are the perfect complement to your IATI Travel Insurance.
In this article, I’ll show you why IATI offers the best travel insurance, the different coverage options, which plan is best for you depending on your profile (backpacker, filmmaker, family trip, etc.), and how to get the most out of it so you can travel with complete peace of mind. And because I know you love saving money as much as you love having amazing experiences, here’s a bonus: book your IATI travel insurance through this link and get an exclusive 5% discount.
Get a discount on your IATI insurance of 5%
IATI SEGUROSClick here to go to IATI’s official site and get your discount applied automatically!
What is IATI and Why Do I Recommend It? The Best Travel Insurance
IATI is a specialized international travel insurance company with over 100 years of experience — which is no small feat.
What I love most about them is that they’re not just a standard insurance company; they actually adapt to the needs of travelers and offer several plans depending on what you require.
Key strengths of IATI:
- High medical coverage for emergencies abroad.
- 24/7 assistance in Spanish (and other languages).
- Wide coverage in several plans without extra cost.
- Flexible policies that can be extended if you decide to extend your trip.
My Go-To IATI
Over the years, I’ve taken different types of trips to vastly different destinations and conditions. I’ve done challenging treks in Peru, dealing with high altitude and long days of physical effort. I’ve also faced Iceland’s extreme weather like the time we were caught in a sandstorm while exploring the famous abandoned plane.
For most of these trips, I’ve chosen the IATI Backpacker plan. It’s designed for travelers who enjoy long trips and adventures, offering up to €600,000 in medical assistance, coverage for accidents, illnesses, repatriation, and theft, plus the flexibility to match the policy duration to your trip. This makes it perfect for backpackers, independent travelers, and filmmakers exploring extreme destinations like Peru or Iceland.
How to Get Your IATI Travel Insurance with a Discount
You don’t need to waste time comparing dozens of options. From here, you can book your IATI travel insurance quickly and securely, customizing your coverage for your type of trip. Just select your origin, destination, dates, and travel type — and you’re good to go.
Book from this link and get an exclusive 5% discount so you can start your adventure protected and for less.
Get a discount on your IATI insurance of 5%
IATI SEGUROSClick here to go to IATI’s official site and get your discount applied automatically!
Why Travel with IATI?
The short answer: because anything can happen while you’re traveling. The longer answer: emergencies abroad often come with high costs and the amount depends on the country you’re in.
While in Spain we don’t think twice about seeing a doctor, in many countries, medical bills can skyrocket, and without insurance, you’ll have to pay out of pocket. A small accident or illness can turn a dream trip into a budget-breaking nightmare.
That’s why having the best travel insurance is essential.
What to Look for in the Best Travel Insurance
When choosing the best travel insurance for you, make sure it includes:
- Direct expense management so you don’t have to pay upfront.
- Comprehensive medical coverage abroad including hospitalization, accidents, and illnesses.
- Theft, loss, or damage to luggage.
- Repatriation and transport in case of serious illness or accident.
- Emergency family travel in case you need a loved one by your side.
- Coverage for missed connections or travel delays.
- Trip cancellation insurance: ideal if you book flights and accommodations in advance.
IATI Travel Insurance Plans – Comparison Table
| Coverage / Plan | Basic | Standard | Star | Backpacker |
|---|---|---|---|---|
| Medical assistance in Europe | 50,000 € | 300,000 € | 1,000,000 € | 600,000 € |
| Medical assistance worldwide | 150,000 € | 1,000,000 € | Unlimited | 600,000 € |
| Trip cancellation (optional) | – | 2,000 € | 6,000 € | 3,500 € |
| Personal liability | 30,000 € | 60,000 € | 60,000 € | 60,000 € |
| Theft and luggage damage | 500 € | 1,000 € | 2,500 € | 1,500 € |
| Repatriation and transport | 100 % | 100 % | 100 % | 100 % |
| Family member travel | 100 % | 100 % | 100 % | 100 % |
| Early return due to hospitalization or family death | 100 % | 100 % | 100 % | 100 % |
Note: This table only shows the main coverages. To see all coverages and specific details, visit the official IATI Insurance page.
Get a discount on your IATI insurance of 5%
IATI SEGUROSFrequently Asked Questions About IATI
It depends on your trip. For Iceland and Peru, for example, we chose the IATI Backpacker plan.
It depends on the plan. Many allow it, but it’s best to book before departure.
If you’re from Spain and have the European Health Card, it might not be essential for medical emergencies. However, for travelers from Latin America or for coverage beyond medical issues such as theft, cancellations, or loss of documents it’s highly recommended.
Yes, in some plans you can add it as an extra.
Yes, in plans like IATI Backpacker or IATI Star, many activities are included at no extra cost.
Yes, some IATI plans allow you to include family members under the same policy with the same coverage.
Several IATI plans include coverage for missed connections or delays, helping you recover unexpected extra costs.